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Texas Mortgage Document Checklist and Instructions

Providing necessary documentation can help avoid delays in the mortgage loan process. This checklist will help you gather your paperwork. Please contact a loan officer for assistance or additional information.

Complete and sign the residential loan application, Form 1003, and the attached loan info sheet, credit authorization and fair lending notice. If you make a mistake while filling out the application cross it out, and make a change. Please do NOT use whiteout. If there are any questions you are not sure about, leave them blank and your loan officer will assist as needed.
If you are salaried: provide W-2's for the previous two years and one month of paystubs. If you are self-employed, provide tax returns for the previous two years, including all schedules, and a YTD profit and loss statement. (Note: provide copies of all requested documents. Do not provide original documents.) Also note that these items may not be needed on a "no doc" or "stated income" loan.
To speed up the approval process, provide bank statements for the most recent three months, and recent statements for stock, and IRA/401K accounts.
If you are NOT a US citizen, provide a copy of your green card (front & back). If you are NOT a permanent resident provide a copy of your H-1 or L-1 visa.

Each loan is different and your loan officer will contact you with any additional documentation needs. Our goal is to make the loan application process as easy as possible. If you have a problem with any documentation requirement please let your loan officer know. They will make every effort to find a solution!

Texas Capital Mortgage - 28 FM 1960 West - Houston, TX 77090
Office Phone: 1- 866-433-0500 toll free Fax: 832-565-1656

Texas Mortgage Broker License #65252.

We provide service for the entire state of Texas.

If you are looking for a houston mortgage, houston refinance, or a houston mortgage broker, then you have come to the right place! We are one of the top Texas lenders.